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BANKING FOR ALL
BANKING FOR ALL

Inclusive Banking for a Stronger Tomorrow
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Your smile speaks

Ratnamanjari Rout
Our Customer’s Trust
❝

With the support of Samarohi Micro Finance Bank, I started my business. I got a quick and timely loan. Today, I am financially independent, and my family is very proud of me. I thank Samarohi Micro Finance Bank for supporting my dreams.

Ratnamanjari Rout

Lingipur, Bhubaneshwar

Know More About Inclusive Banking

We take pride in endeavoring to make banking accessible and drive inclusive growth. Explore our range of banking solutions that understand banking needs of unserved & unbanked communities and empower their financial journey.

Rural Banking Solutions For You

Savings Supreme 

Average Monthly Balance₹1,00,000
Interest rate of upto7.75%* p.a.
Daily ATM withdrawal limit₹1,00,000
Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

Savings Classic

Average Monthly Balance₹10,000
Interest rate of upto7.75%* p.a.
Daily ATM withdrawal limit₹40,000
Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

Savings Aditya

Average Monthly Balance₹5,000
Interest rate of upto7.75%* p.a.
Daily ATM withdrawal limit₹40,000
Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

BSBDA and BSBDA Small Account

Average Monthly Balance

₹2,000
Interest rate of upto7.75%* p.a.

Daily ATM withdrawal limit

₹20,000
Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

Savings Ujjwal

Zero balance account

 
Interest rate of upto7.75%* p.a.

Free RuPay classic debit card

 
Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

Joint Liability Group

Loan Amount ₹10,000 to ₹52,500
Tenure 12 to 24 Months
Rate of Interest 25.35% to 26.50% p.a.
Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

Vikas Loan

Loan Amount ₹65,000 to ₹2,00,000
Tenure 24 to 36 Months
Rate of Interest 25.99% p.a.
Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

Domestic Fixed Deposits

Earn interest of upto 9.10%* p.a.
Flexible tenures minimum 7 days
Minimum amount ₹1,000
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(* On balances between 5 Crores up to 25 Crores)

Tax Saver Fixed Deposits

Earn interest of upto8.75%* p.a.
Flexible tenures

5 years

Minimum amount

₹1,000

Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

Non Callable Fixed Deposits

Earn interest of upto

8.85 %* p.a.

Flexible tenures

minimum 1 year

Minimum amount

above ₹1 Crore

Apply Now Explore
(* On balances between 5 Crores up to 25 Crores)

Need Help?

Get in touch with our Smile Centre

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Banking at Fingertips

  • Fast, easy & secure banking
  • Anywhere, anytime banking
  • Cashless banking
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Transact Anytime, Anywhere

  • Manage your account conveniently
  • Instant fund transfer
  • Safe and secure interface
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BHIM Suryoday

  • Instant Digital Payments
  • Multiple Payment Options
  • Safe & Secure Transactions
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Anywhere Banking Support

  • An extended arm of bank branches
  • Transact with trust and convenience
  • Multiple banking services available
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Simple And Secure Banking

  • Manage your account conveniently
  • Instant fund transfer
  • Safe and reliable interface

Celebrate Our Special Offers

Exciting rewards ready to delight you

RuPay Offers

Enjoy year-round offers across various categories

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Save as you prioritize your needs

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Exciting offers for your festive shopping cart

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Raksha Bandhan Offers

Wrap a smile for your sister

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Gift your dad a special memory

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Show your mom you care

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Access the financial support you need for your business with Pradhan Mantri Mudra Yojana

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Sanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.

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Prioritizing the healthcare needs of Senior Citizens

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Know more on Central KYC Records Registry Customer Awareness

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Beware of Financial Frauds. Be Aware. Be safe

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Your safety on WhatsApp starts with awareness. Follow these essential tips to protect your personal and banking information from cyber threats.

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Scammers call people posing as investigation officers and trick them into making payments to avoid legal implications.

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Beware of fake WhatsApp messages in circulation which asks users to phone for CKYC with motive to steal banking information.

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Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

  • Special interest rates and personalized banking services.
  • Dedicated Relationship Manager with doorstep banking facilities.
  • Exclusive travel and super top-up insurance offer.
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